Insurance Products
Flood Insurance Coverage
Ever-changing weather patterns, along with over-development and the leveling of forests, have reduced the land’s natural ability to absorb water. And the results are costly – including a flood risk for many, even those who don’t live near the water!
During a 30-year mortgage, your home has a 26 percent chance of experiencing a flood compared to only a 4 percent chance of a fire. Between 20 and 25 percent of flood insurance claims come from a medium or low flood-risk area, and the sad truth is that the damage left behind is not insured.
The Leading Cause Of Property Damage
Fortunately, many communities in the United States participate in the National Flood Insurance Program (NFIP). Chances are excellent that flood insurance will be available to protect your home or business and its contents.
You can learn more about flood insurance from an experienced Endline/Pike agent. It is an affordable alternative to the costs of cleanup and chaos that the next disaster is waiting to bring.
Curious to see your flood risk? Visit the FEMA website to learn more about the National Flood Insurance Program.
Snow Melt
The Great Midwestern Flood of 1993 lasted more than four months, ruined 49,000 homes, and caused at least $16 billion in property damage.
Source: The 1993 Great Midwest Flood: Voices 10 Years Later; FEMA 2003
New Development
One of the most surprising sources of flood damage comes from construction and new property development which can change natural drainage and create new flood risks.
Source: FEMA News Release 1530-027, August 2004
Dam/Levee Damage
According to the National Inventory of Dams, there are more than 74,000 dams in the United States. Of those, nearly one-third poses a significant risk to life and property if they collapse. Additionally, extreme flooding can overtop levees and floodwalls.
Source: National Inventory of Dams, 1994
Flash Flood
Flash floods are the top weather-related killer in the United States. They can roll boulders, tear out trees, and destroy buildings and bridges.
Source: NOAA National Weather Service, February 2006
Tropical Storms
Inland flooding from tropical storms can be a major threat to communities hundreds of miles from the coast.
Source: FEMA Press Release 1536-027, September 2004
1500+
★★★★★ Reviews
100+
Years Experience
99%
Customer Satisfaction
1
Expert Team
Get Started With A Custom Quote
We think you and the protection you deserve requires more attention than a couple questions. We are proud to help our clients build custom coverage plans for unique individuals. Whatever challenge you have, we can help. Get started by telling us a little about you.
Similar Insurance Products
We are proud to offer unique combinations of coverage options so that you are always secure – and only paying for what you need. Here is to your future.
Home Insurance
Your home is more than a house. It’s where you go after a busy day, it’s where memories are made, and it’s where friends visit. We can help you develop a custom plan designed to protect your most valuable investments – your home, its contents, and any personal items you may wish to add.
Umbrella Insurance
An umbrella policy, whether personal or commercial, offers a safety net when the existing current liability or property damage policies are exhausted. This policy automatically provides the necessary protection needed or required to protect you from financial loss.
Coverage Providers
We bring you access to some of the top insurance providers with unparalleled coverage customization – all backed by over 100 years of experience you can count on. We have the security and savings you can depend on.
Our Reputation
With over 1,500 positive reviews (and counting), you don’t have to take just our word that we put our customers first. Our community matters and we have dedicated our experience to your benefit.
“Best around. Treat you like a person and have never had any issues. Will stay with them until the end.”
Jean H.
“After having an awful claim with a different company we switched to Endline/Pike. We were amazed by how well you knew exactly what we did need and what we didn’t. They are friendly and professional but they actually care about their clients.”
Carol G.
“Ashley is always very helpful with questions and always finding us the lowest rate with the best coverage! We love Endline/Pike Insurance!!”
Erin G.
Coverage Built Exactly For You
Whether you’re purchasing insurance for the first time, searching for a new provider, expanding coverage to a new home or business, or bringing your new boat into the equation, our team can offer customized coverage options that protect your future at every step of the way.
Have A Question?
Our experienced insurance agents located in the heart of Michigan will work hard to deliver excellent service and the insurance protection you need – from auto, home and life, to business, farm, recreational vehicle and many more, we have coverage options to meet your specific needs.
Resources
We continue to focus on making it easy for you to get the service you expect, when you need it. Click the link below to file a claim or find your policy resources.
Contact Us
Have a question? Looking for a quote over the phone? As your local agency, we are proud that you will reach a real person on the other end of the phone. Give us a call today.
Insurance Coverage Made Simple
Whether you’re looking to find insurance coverage for your auto, home, business, motorcycle, recreational vehicle or more, we will guide you to the coverages that fit your needs. Our team will work hard to provide you above-and-beyond service and a great experience to ensure you have the best coverage available at the best possible price.