An Umbrella Policy – Your Safety Net When Other Policies Are Exhausted

Father and daughter on a beach

An umbrella policy, whether personal or commercial, offers a safety net when the existing current liability or property damage policies are exhausted. This policy automatically provides the necessary protection needed or required to protect you from financial loss. Homeowners and watercraft owners are also exposed to similar laws.

Happy woman in the snow

Personal Umbrella

A personal umbrella insurance policy is a broad-coverage liability policy that can give you the extra liability protection you need. It is designed to protect your personal assets from bodily injury and property damage lawsuits, ultimately protecting you from unexpected expenses.

Smiling employee

Commercial Umbrella

A commercial umbrella policy helps protect your assets by providing coverage above and beyond the limits of your other commercial policies. It provides protection for accidents that may not be covered by your existing policies.